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DAK-Gesundheit
Germany's statutory health insurance fund (Ersatzkasse) serving around 5 million members nationwide, with service centres across the country.
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Why Indian expats choose DAK-Gesundheit
Decision Facts- Monthly cancellable
- Noeditor-verified · 13 Oct 2026Recently verified.
- Built for expats
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- Add spouse / children
- Non-earning family covered freeeditor-verified · 13 Oct 2026Recently verified.
- Regulator registration
- BAS (federal supervision) DAK-Gesundheiteditor-verified · 13 Oct 2026Recently verified.
- Covers visitors to Schengen
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- Purchasable from India
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DAK-Gesundheit is one of Germany's large statutory health insurance funds, known in German as an Ersatzkasse. It insures a very large share of the population nationwide, and its membership figures are reported at roughly 5.4 million insured people. Its head office is in Hamburg, and it operates a network of service centres and branch offices across the country so members can reach a personal contact without difficulty. The fund provides the standard benefits of statutory health insurance, including doctor and hospital care, prescription medicines, preventive examinations and maternity support, along with a range of digital services such as an app and an online inbox for applications, address changes and certificates. It also runs telephone hotlines for medical advice and general customer questions, and offers information pages in English and several other languages for members and newcomers. For readers who need detailed information about eligibility, contributions or specific benefits, the official DAK-Gesundheit website and its customer service are the authoritative sources. For the international community in Germany, DAK-Gesundheit is relevant because statutory health insurance is central to living, studying and working in the country, and a fund with multilingual information can make the enrolment process easier to understand. Expats are encouraged to check the current terms, contact the fund directly and seek independent advice on their own situation before making decisions about their health cover.
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