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Care Concept — Cover
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Care Concept

Health insurance for visitors and expats in Germany and the Schengen area, with multilingual service from Bonn.

Serves all of Germany

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Details

Why Indian expats choose Care Concept

Decision Facts
English customer service
Yes ✓editor-verified · 13 Oct 2026Recently verified.
Sign up fully online
Yes ✓editor-verified · 13 Oct 2026Recently verified.
Built for expats
Yes ✓editor-verified · 13 Oct 2026Recently verified.
Policy document language
Englisheditor-verified · 13 Oct 2026Recently verified.
Regulator registration
underwriter HanseMerkur Reiseversicherung AG — BaFin Reg.-Nr. 5496editor-verified · 13 Oct 2026Recently verified.
Covers visitors to Schengen
Yes ✓editor-verified · 13 Oct 2026Recently verified.
Covers long stays outside Europe
Yes ✓editor-verified · 13 Oct 2026Recently verified.
Meets Schengen visa minimum
Yes ✓editor-verified · 13 Oct 2026Recently verified.
Purchasable from India
Yes ✓editor-verified · 13 Oct 2026Recently verified.

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About

care-concept.de/index_eng.html+49 228 97735-44Community Sourced

Care Concept AG is an insurance agency based in Bonn, Germany, authorised under §34d GewO to arrange health insurance for people coming to Germany and the wider Schengen area. The company was built around the needs of international visitors, students, au pairs, researchers and business travellers who need reliable cover while living or travelling abroad. Its portfolio includes the Care Visa Protect plan, which is underwritten by HanseMerkur Reiseversicherung AG and is accepted by embassies and consulates for Schengen visas for stays of up to 92 days, and the Care Economy plan, which is designed for longer stays of up to two years and can be taken out before departure. Beyond policy arrangement, Care Concept provides a customer portal for managing policies and reporting claims, a 24/7 emergency number for medical emergencies, and customer service available in a wide range of languages. Its team can assist in English, German, Chinese, French, Spanish, Russian, Turkish and many other languages, which makes the service accessible to the diverse international community living in Germany. The company also serves educational and group clients, including specialised arrangements for scholarship holders. For the Indian expat community, a clear and multilingual point of contact for health cover during study, work or family visits is genuinely useful. Expatskey lists Care Concept so that readers can compare options and reach the team directly. Prospective customers should review the plan documents carefully and confirm terms with the provider before making decisions.

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